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Treasury to recommend CRA changesConsumer Finance Monitor

According to a Wall Street Journal article, the Treasury Department expects to make recommendations in early 2018 for changing Community Reinvestment Act regulations.

Federal Reserve Board - Agencies to propose amending CRA.

The federal bank regulatory agencies today issued a joint notice of proposed rulemaking to amend their respective Community Reinvestment Act (CRA) regulations primarily to conform to changes made by the Consumer Financial Protection Bureau (CFPB) to Regulation C, which implements the Home Mortgage Disclosure Act (HMDA).

Proposed Changes to the Community Reinvestment Act CRA

Proposed Changes to the Community Reinvestment Act (CRA) September 13, 2018 1. Overview: The Community Reinvestment Act The Community Reinvestment Act (CRA) became law in 1977 to combat discriminatory lending practices by banks. CRA requires banks to meet the credit needs of the communities they serve, including low- and moderate-income (LMI) neighborhoods, consistent with. Community Reinvestment Act: Definition, Recession Role The Community Reinvestment Act is a federal law that encourages bank lending to low income neighborhoods. It did not cause the 2008 financial crisis.Community Reinvestment Act Community Reinvestment Act OCC Issues Advance Notice of Proposed Rulemaking to Improve the Regulatory Framework Implementing the Community Reinvestment Act SUMMARY On August 28, the Office of the Comptroller of the Currency published an advance notice of proposed rulemaking (the “ANPR”) soliciting “ideas for building a new framework to transform or modernize the regulations that.Trump Administration Eyes Major CRA OverhaulThe Trump administration is proposing major changes to the Community Reinvestment Act — a law first enacted in 1977 — that experts believe could mean big changes for the rules that govern.Federal Reserve Board - Community Reinvestment Act CRA The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods.FFIEC Community Reinvestment Act The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate.

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